SSS
SSS Salary loan
Check contribution and existing-loan conditions before borrowing.
Check contribution and existing-loan conditions before borrowing.
About this guide
Checking off a task does not submit an application. The listed scope and special cases determine which documents you need.
Guide reviewed 2026-10-05. Save your checklist here; application and payment happen on the official service.
What you’ll need
Use your existing SS number; enroll a disbursement account through DAEM when filing directly.
Check posted payments and arrears before applying; employed applicants need an employer with up-to-date remittances.
Steps
One-month loan: 36 posted contributions; two-month: 72. Both require 6 in the last 12 months. Age must be legal and under 65; other loan and membership conditions apply.
Official serviceKeep contact details current and use an active approved DAEM account.
Official serviceSubmit Salary Loan in My.SSS; if employed, follow the employer certification status. Read interest, service fee and deductions before accepting.
Official serviceVerify the credited net amount and first due date; keep the repayment schedule and payment references.
Official serviceCosts & charges
Loan interest and deductions follow the offer; this is not a benefit payout.
Where to apply & get help
Use your confirmed appointment office. The contact below is agency support, not a branch appointment.
Agency address & contact scope
SSS Main Building, East Avenue, Diliman, Quezon City
National member helpdesk; this is not a confirmed appointment branch.
Contact references reviewed: 2026-10-05. Call availability has not been tested.