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Pag-IBIG

Pag-IBIG housing loan

Choose the applicable housing-loan programme and current checklist for the property and borrower.

An official source could not be collected recently. The last reviewed guide is shown; this is not confirmation that every detail is current.

A checklist to help you prepare

Choose the applicable housing-loan programme and current checklist for the property and borrower.

About this guide

Checking off a task does not submit an application. The listed scope and special cases determine which documents you need.

FeeInterest, deductions and other charges follow the approved loan terms.
Processing timeDepends on verification and appointment availability.
Can start onlineStart on the official portal
Physical visitOnly if required for your case

Guide reviewed 2026-10-05. Save your checklist here; application and payment happen on the official service.

What you’ll need

✓
Identity documents

Prepare an accepted ID and supporting records for the transaction.

✓
MID and contribution record

Use the current official checklist for your case.

✓
Income, identity and property documents

Use the current official checklist for your case.

Steps

1
Check the current programme

Choose the applicable housing-loan programme and current checklist for the property and borrower.

Official service
2
Complete the applicable checklist

Use the current Pag-IBIG form and requirements for your programme; ask whether a newer edition applies.

Official service
3
Submit through the accepted channel

Use Virtual Pag-IBIG if supported for your case or the designated branch.

Official service
4
Review approval and repayment terms

Read the approved amount, charges, interest and payment schedule before accepting.

Official service

Costs & charges

Interest, deductions and other charges follow the approved loan terms.

Where to apply & get help

Use your confirmed appointment office. The contact below is agency support, not a branch appointment.

National member helpdesk; confirm the designated receiving branch.

Contact references reviewed: 2026-10-05. Call availability has not been tested.

Official sources

Pag-IBIG housing loan — official requirementsOfficial source requires manual verification
Pag-IBIG housing loan — Requirements, Costs & Steps | PH Life Assistant