Pag-IBIG
Pag-IBIG calamity loan
Check whether your area and application fall within the applicable declaration and filing period.
An official source could not be collected recently. The last reviewed guide is shown; this is not confirmation that every detail is current.
Check whether your area and application fall within the applicable declaration and filing period.
About this guide
Checking off a task does not submit an application. The listed scope and special cases determine which documents you need.
Guide reviewed 2026-10-05. Save your checklist here; application and payment happen on the official service.
What you’ll need
Prepare one completed original and a photocopy of an accepted ID.
Employee: employer-certified net pay or authenticated latest payslip. Self-employed/OFW: the relevant income proof and an accepted disbursement account.
Steps
Check 24 monthly savings or the permitted equivalent, a recent contribution and non-defaulting existing loans.
Official serviceYour area and filing date must be covered by an applicable declaration; an MPL does not require the same calamity qualification.
Official serviceUse the specific loan form; secure employer net-pay certification if employed.
Official serviceFile at a Pag-IBIG branch, or use Virtual Pag-IBIG if your account supports the loan route; keep the reference.
Official serviceRead the current interest, deductions, repayment term and release account before accepting. Older downloaded forms may contain superseded limits.
Official serviceCosts & charges
Interest, deductions and other charges follow the approved loan terms.
Where to apply & get help
Use your confirmed appointment office. The contact below is agency support, not a branch appointment.
National member helpdesk; confirm the designated receiving branch.
Contact references reviewed: 2026-10-05. Call availability has not been tested.